Your Trusted Insurance Provider
INSURE YOUR PEACE OF MIND
Insurance Tailored for You
Our Products
Business Insurance
Every business faces risks; having the right protection keeps you moving forward. We provide tailored coverage options, from general liability and property to workers’ compensation and industry-specific policies. With the right plan in place, you can focus on growth while we protect what you’ve built.
Annuities
Annuities turn your savings into a reliable, long-term income stream, providing stability and peace of mind for retirement. We offer tailored solutions to help you secure your financial future and enjoy your retirement with confidence. See how an annuity could provide more reliable retirement income than a traditional savings account or CD.
What We Do
At Gardiner Insurance Agency, we are committed to helping you protect what matters most—your family, your business, your farm, and your future. We provide personalized insurance solutions tailored to your unique needs, offering comprehensive coverage for businesses, farms, homes, automobiles, and life.
Beyond insurance, we help clients plan for the future with tools like annuities and stewardship reviews, designed to ensure long-term financial stability and peace of mind. Our approach is centered on understanding your goals, evaluating potential risks, and crafting strategies that provide reliable protection and security.
Whether you’re an individual seeking personal coverage, a business owner managing liability, or a family planning for retirement, we combine expertise, integrity, and personal service to guide you every step of the way.
Important Links
Online Payment
American National Claims Portal
New York DMV Website
Address
132 Main Street
PO Box 30
Gardiner, NY 12525
Phone
845-633-8600
About your Agent
Darren J. Winsper, TRA
I am a certified Trusted Risk Advisor™, helping clients make informed decisions to manage risk and secure their financial future. Outside the office, I stay active in my community as a Division I hockey referee and Little League baseball umpire, bringing the same focus, fairness, and attention to detail to the rink and the field as I do to my clients. Whether it’s on the ice, the diamond, or in the world of insurance, I believe in preparation, integrity, and striving to make the right call.